Jack Heinzman has been serving in the mortgage industry for over 14 years and has become an expert at helping people in all kinds of situations. Whether a first time homebuyer, move up buyer, refinance of any type, construction, or a reverse mortgage, Jack shares his knowledge and provides excellent service to make transactions close smoothly. His first goal is to provide a “wow experience” for all borrowers as his business has been built solely on repeat business and referrals from satisfied clients. Jack has built a team at Residential Mortgage Services, Inc. to provide the service and programs you deserve, while maintaining the utmost confidentiality. Residential Mortgage Services, Inc. (RMS) is the largest independent Mortgage Banker in the State of Maine. They have 14 offices throughout New England and are licensed in Maine, New Hampshire, Massachusetts, Rhode Island, Connecticut and Florida. In just the FHA loan category, RMS has closed more loans in Maine than any other company or bank (actually twice as many as the next closest competitor) in the last two years. RMS knows how to get loans closed for more different situations and with fewer headaches. This is primarily because they process, underwrite, and fund nearly all of their own loans right in South Portland. Since 1991, they have built their business by creating satisfied clients.