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Find out what you can afford.

Common Questions
Answers to frequently asked questions.

FHA Loans
FHA Loans offer many incentives if you qualify.

Customers First

Lock in a low fixed-rate mortgage
A fixed-rate mortgage will give you the security of knowing that your monthly payments (principal and interest) will not change, no matter how interest rates fluctuate in financial markets.

FHA MORTGAGE
Buying your first home? FHA might be just what you need. Your down payment can be as low as 3.5% of the purchase price, and most of your closing costs and fees can be included in the loan. FHA loans are available on 1-4 unit properties.

JUMBO MORTGAGE
Do you need a larger loan with a smaller rate and lower payments? Finding the right Jumbo Loan can be difficult and daunting experience. Let the mortgage advisors do the work for you.

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For information purposes only and is not a commitment to lend as defined by Regulation Z, Section 226.2. Programs, rates, terms and conditions are subject to change at any time. Availability dependent upon approved credit and documentation level, acceptable appraisal, and market conditions. Residential Mortgage Services, Inc. is a Maine Corporation headquartered at 24 Christopher Toppi Drive, South Portland, ME 04106. NMLS ID# 1760; ME Supervised Lender License No. SLM2537; Licensed by the New Hampshire Banking Department, NH Mortgage Banker License No. 8816-MB; MA Mortgage Lender License No. MC1760; MA Mortgage Broker License No. MC1760; CT Mortgage Correspondent Lender License No. 14352; RI Lender License No. 20092626LL; RI Loan Broker License No. 20122931LB; Licensed Mortgage Banker - New York State Department of Financial Services, NY Mortgage Banker License No. B500942; FL Mortgage Lender License No. MLD232
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